Happy New Year
For many, 2025 was a year to forget. Global conflicts in Gaza, Ukraine, and Venezuela. Major political shifts and new tariffs. Natural disasters: fires in California, floods in Texas. Immigration crackdowns. Technological advancements in AI and biotech that affected the workforce and stock markets. TikTok survived the ban. At least we now have Leo XIV, the first American Pope.
2025 was very good for most investors. The S&P 500 gained 16%, touching on 7000. NASDAQ was the top performing index, up 20%. The DOW hit record highs, climbed 13% and is heading towards 50,000. Russell 2000 earned 11%. The best sectors in 2025 were Technology +24.6%, Communications +23.0%, and Industrials +19.5%[1]
Pacific Sun continued to grow in 2025. Thank you for your valuable confidence and your introductions to help us achieve our goals and be of service to you. We don’t advertise or solicit: our growth is organic. We also have one of the highest client retention rates in the business at 99%. Hopefully, this is due to both our attentive service and our good performance. We want to keep up with your life changes: marriages, births, deaths, work, health and residence. If you would like to schedule a planning session and get a jump start on 2026, please get in touch.
Golden Globe winners included: “Hamnet” and “One Battle After Another”, Timothy Chalamet, Rose Byrne, Noah Wiley and Teyana Taylor. On a sad note, Bridgitte Bardot died; the French actress, model, singer, and animal rights activist was a true icon of beauty.
Sports fans are looking forward to the upcoming College Football Playoff finale, the Winter Olympics in Milan and the FIFA World Cup. Taylor Swift and Sabrina Carpenter were the biggest music stars last year. Warner Brothers is being pursued by NETFLIX and Paramount in a major merger battle.
Many ask for our predictions for 2026, but we don’t have a crystal ball. Our mantra stays the same: buy good investments, let them grow, and adjust as needed. The markets are at all-time highs, and so we are treading carefully. With a new Fed chairperson coming in, we are keeping an eye on interest rates. Until we see something drastic on the horizon, we will keep diversifying, balancing, and taking advantage of dips and opportunities, as we focus on long-term growth.
Wishing you and your loved ones a healthy and Happy New Year.
Mitch Fisher & Ryan Fisher
[1] Morningstar Market Beat 1-3-26